2 Reasons To Disinherit Your Spouse

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2 Reasons To Disinherit Your Spouse

Some people don’t like their spouse.  Idaho has a law [Idaho Code Section 15-2-406] that allows a married person to disinherit his or her spouse.

§ 15-2-406. LIMITATIONS ON EXEMPT PROPERTY AND HOMESTEAD ALLOWANCE BY WILL

The decedent may provide by will that a surviving spouse, and/or adult children, but not minor or disabled children:

(1) Are not entitled to any exempt property or homestead allowance; or

(2) Are entitled to limited exempt property or a limited homestead allowance, as provided in the will; but

(3) May not condition such elimination or limitation upon whether the estate of the decedent is subject to a claim for estate recovery for medicaid benefits paid to the decedent or to a spouse of the decedent.

Another reason someone may elect to disinherit his or her spouse is to protect at least one-half of the family assets should the surviving spouse apply for government benefits to help pay for long-term care expenses.  The first spouse to die may state in their “Last Will and Testament” that his or her one-half of the community property and all his or her separate property will not be distributed to the surviving spouse/  Instead, the property will be placed in an irrevocable trust that can be used to help support the surviving spouse in a manner that does not interfere with government assistance to pay for long-term care.  Using this technique to protect family assets is complex.  If you want to pursue this asset protection planning method, you may want to consult with a Certified Elder Law Attorney.

Susan M. Graham

Susan M. Graham is founder of Senior Edge Legal (known previously as The Graham Law Office, P.A.). An authority on estate planning and elder law, Ms. Graham is a widely acclaimed speaker and seminar leader in the field of estate planning. Ms. Graham’s journey into estate planning stems from personal experience, witnessing the profound challenges faced by loved ones left without a plan.