Freezing Your Credit is Now Free

A new law allows you to freeze your credit with all three credit-reporting agencies with out charge.  Plus, there is no charge to lift the freeze later. In this past year, I had my personal and work credit card information stolen and over twenty thousand dollars of charges run up.  Thankfully the credit card company…

We Can’t Say “No”

That Sunday, George and Alice were still distressed after the party. They met in 5thgrade when they were both kept after school to clean the blackboard.  Now in their mid 80s, yesterday they celebrated their 65th wedding anniversary in their back yard.  George dreaded the family gathering. On Saturday, everyone was there, the 3 children, Roberta,…

Will You Outlive Your Money?

Retired and concerned about your finances?[1] Will you outlive your money? Sometimes the retirement funds you planned or did not plan for to provide a secure retirement are looking a little thin. What can you do? Here are two ideas. If you did not save enough and you own your home you have some choices…