If you are on Medicare, the sign-up window is open to change your health insurance plan. What should you choose? It is an important decision. Let me tell you about George.
In March, George had multiple health problems: dizziness, a stiff neck, aches all over and weakness in his arms. He was unable to drive because he had balance issues. For three months, he went to doctor after doctor, and no one helped. This summer, in desperation, he decided to try the Mayo Clinic, hoping their team of experts could identify and cure his health issues. They may have been able to help. He could not get in because his Medicare supplemental health insurance would not pay. George was stunned. He had no idea he was not covered.
His two alternatives were to pay for the Mayo Clinic expenses out of his own pocket or to change his health insurance coverage between October 15 and December 7. The new insurance will start on January 1.
George could not afford to pay 100% of the medical expenses on his own. He elected to struggle with his pain and other health problems until his new policy takes effect next year when he will go to the Mayo Clinic for help.
When you look at renewing or changing your health insurance coverage, ask questions to be certain the policy you choose provides the coverage you want.
Don’t procrastinate, your time will run out if you don’t act before December 7.
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