6 Ways to Pay for Long-Term Care

The U.S. Government has no money!   Can seniors expect help from the government to pay their long term care expenses? Who needs long term care? People over age 65 have a 50-70% chance of needing care before they die. What does it cost? At home:  $20 per hour to $15,000/month for 24-hour care Assisted Living: …

Who Will Fight Over Your Estate When You Die?

Here are two recent headlines “Uncivil Fight Over Rosa Parks Estate”[1] and “Dispute over Thomas Kinkade’s will heads to court”[2] Rosa Parks, a civil-rights pioneer, died in 2005 leaving personal papers and effects worth potentially millions of dollars.  Her Last Will and Testament left most of her estate to a friend and a charity.  Two…