By: Susan M. Graham, Certified Elder Law Attorney, Senior Edge Legal, Boise, Idaho Most people who receive an inheritance blow it. Why? Many people are inexperienced at handling large amounts of money. They lack the discipline and willingness to seek professional help. Instead they consider their future as a permanent vacation with no need to…
By: Susan M Graham, Attorney, CELA, Senior Edge Legal, Boise, Idaho Twenty percent of adults below age 65 have disabilities, either developmental or physical, and almost 70% of the families of these special needs adults are worried about the future care for their disabled loved ones.[1] Imagine that you are in your 70s and caring…
We have new federal tax laws adopted in early 2013. What does that mean for you? Some of the tax laws are generous, such as allowing the federal death-tax-free estate to remain at over $5 million. If you are a single person and assets you own, including the death benefit of life insurance, have a…
A new year is the time to take a deep breath, and make a fresh start. There were probably things you did or did not do in 2012 that in hindsight you wish you had done. That’s just life repeating itself. No matter, you still have a chance to improve your retirement future. The Wall…