How to Pay for Long-Term Care

There are two approaches to paying for care.  Assume the responsibility yourself or rely on the State and Federal government to pay for the care. If you choose to assume the responsibility to pay for your own care, you will use your own assets and income or purchase long-term care insurance to help pay for…

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Elder Abuse: Do You Know What That Is?

We have clients who are doing their best to help elderly family members, but are inadvertently harming their loved ones by leaving them isolated and alone.  There just are not enough hours in a week to do the shopping, preparing meals, visiting, cleaning and the other large and small endless chores required for fragile or…

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Are You Prepared?

“Failure to prepare is preparing to fail.”1   Everyone has a 70% chance of needing care before they die.2 If you are unlucky and in that 70% group, how are you going to pay for that care?  The costs range from $20 per hour for a bath aide to come to the home to over…

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